| Key Features | Fixed Rate Personal Loan (secured) | Variable Rate Personal Loan (secured) | Variable Rate Personal Loan (unsecured) | Variable Rate Eco Personal Loan (unsecured) | Fixed Rate Car Loan | Variable Rate Car Loan |
| Interest Rates | 9.40% p.a. | 12.50% p.a. | 15.00% p.a. | 12.00% p.a. | 8.49% p.a. | 11.40% p.a. |
| Security required? | ![]() |
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| Application Fee | $150 | $150 | $150 | $150 | $150 | $150 |
| Monthly Service fee | $5.00 | $5.00 | $5.00 | $5.00 | $5.00 | $5.00 |
| Maximum amount | $50,000 | $50,000 | $40,000 | $40,000 | $75,000 | $75,000 |
| Loan period | Up to 5 years | Up to 6 years | Up to 5 years | Up to 5 years | Up to 5 years | Up to 6 years |
| Repayments | Monthly/ Fortnightly/ Weekly | Monthly/ Fortnightly/ Weekly | Monthly/ Fortnightly/ Weekly | Monthly/ Fortnightly/ Weekly | Monthly/ Fortnightly/ Weekly | Monthly/ Fortnightly/ Weekly |
| Interest charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
| Variable and lump sum repayments | ^ |
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| Redraw facility | ![]() |
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| Auto repayments (salary/account) | ![]() |
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| Loan Repayment Insurance available | ![]() |
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Fees and charges apply to some of these services.
^ Repayment Processing Fee may apply.


